:root{--navy:#1f3a68;--navy-dk:#152a4d;--red:#b22234;--ink:#1d2433;--muted:#5a6475;--line:#e3e7ee;--bg-soft:#f5f7fb;--radius:10px;--max:1160px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,"Helvetica Neue",Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.6;font-size:17px}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy)}
a:hover{color:var(--red)}
.container{max-width:var(--max);margin:0 auto;padding:0 22px}
.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
/* top bar + header */
.topbar{background:var(--navy);color:#fff;font-size:14px}
.topbar .container{display:flex;justify-content:flex-end;gap:22px;padding-top:7px;padding-bottom:7px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none;font-weight:bold}.topbar a:hover{color:#ffd6db}
.site-header{background:#fff;border-bottom:4px solid var(--red);position:sticky;top:0;z-index:50}
.site-header .container{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:10px;padding-bottom:10px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}
.brand img{width:58px;height:58px}
.brand strong{display:block;font-size:21px;line-height:1.1;letter-spacing:.2px}
.brand span{display:block;font-size:12.5px;color:var(--red);font-weight:bold;text-transform:uppercase;letter-spacing:1px}
.nav{display:flex;gap:4px;align-items:center}
.nav a{text-decoration:none;color:var(--navy);font-weight:bold;padding:9px 12px;border-radius:6px;font-size:15.5px}
.nav a:hover,.nav a[aria-current=page]{background:var(--bg-soft);color:var(--red)}
.nav a.btn{color:#fff;margin-left:6px}
.nav-toggle{display:none;background:none;border:2px solid var(--navy);border-radius:6px;padding:7px 10px;color:var(--navy);font-weight:bold;font-size:15px}
/* buttons */
.btn{display:inline-block;background:var(--red);color:#fff;text-decoration:none;font-weight:bold;padding:13px 22px;border-radius:6px;border:0;font-size:16px;cursor:pointer;font-family:inherit}
.btn:hover{background:#951c2b;color:#fff}
.btn.outline{background:transparent;border:2px solid #fff;color:#fff}
.btn.outline:hover{background:#fff;color:var(--navy)}
.btn.navy{background:var(--navy)}.btn.navy:hover{background:var(--navy-dk)}
/* hero */
.hero{background:linear-gradient(120deg,var(--navy-dk) 0%,var(--navy) 62%,#2b4d86 100%);color:#fff;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;left:0;right:0;bottom:0;height:6px;background:repeating-linear-gradient(90deg,var(--red) 0 40px,#fff 40px 52px)}
.hero .container{display:grid;grid-template-columns:1.25fr .9fr;gap:44px;align-items:center;padding-top:56px;padding-bottom:62px}
.eyebrow{display:inline-block;font-size:13px;font-weight:bold;letter-spacing:1.6px;text-transform:uppercase;color:#fff;background:var(--red);padding:5px 11px;border-radius:4px;margin-bottom:16px}
.hero h1{font-size:44px;line-height:1.12;margin:0 0 16px}
.hero h1 em{font-style:normal;color:#ffd0d6}
.hero p.lead{font-size:19px;color:#dfe6f3;margin:0 0 26px;max-width:620px}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap}
.hero-photo{position:relative;justify-self:center;max-width:380px}
.hero-photo img{border-radius:14px;border:6px solid #fff;box-shadow:0 18px 40px rgba(0,0,0,.35)}
.hero-photo .badge{position:absolute;left:-18px;bottom:22px;background:#fff;color:var(--navy);border-left:5px solid var(--red);padding:10px 14px;border-radius:6px;font-size:14px;font-weight:bold;box-shadow:0 8px 20px rgba(0,0,0,.25);line-height:1.3}
.hero-photo .badge span{display:block;color:var(--red);font-size:12px;text-transform:uppercase;letter-spacing:1px}
.page-hero{background:linear-gradient(120deg,var(--navy-dk),var(--navy));color:#fff;border-bottom:6px solid var(--red)}
.page-hero .container{padding-top:44px;padding-bottom:44px}
.page-hero h1{margin:0 0 8px;font-size:38px;line-height:1.15}
.page-hero p{margin:0;color:#dfe6f3;font-size:18px;max-width:760px}
/* strip */
.cred-strip{background:var(--bg-soft);border-bottom:1px solid var(--line)}
.cred-strip ul{list-style:none;margin:0;padding:16px 0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 30px;font-weight:bold;color:var(--navy);font-size:14.5px}
.cred-strip li:before{content:"\2605";color:var(--red);margin-right:7px}
/* sections */
section.block{padding:64px 0}
section.alt{background:var(--bg-soft)}
h2{color:var(--navy);font-size:32px;line-height:1.2;margin:0 0 14px}
h2 .accent,.accent{color:var(--red)}
h3{color:var(--navy);margin:0 0 8px;font-size:20px}
.section-head{max-width:720px;margin:0 0 34px}
.section-head p{color:var(--muted);margin:0}
.kicker{color:var(--red);font-weight:bold;text-transform:uppercase;letter-spacing:1.5px;font-size:13px;margin:0 0 6px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 2px 10px rgba(31,58,104,.05)}
.card.top{border-top:4px solid var(--red)}
.card p{margin:0;color:var(--muted)}
.icon{width:46px;height:46px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:14px}
.photo{border-radius:var(--radius);box-shadow:0 12px 30px rgba(31,58,104,.18)}
.photo-cap{font-size:13.5px;color:var(--muted);margin-top:8px}
.checklist{list-style:none;padding:0;margin:16px 0}
.checklist li{padding-left:30px;position:relative;margin:9px 0}
.checklist li:before{content:"\2713";position:absolute;left:0;top:0;color:#fff;background:var(--red);width:21px;height:21px;border-radius:50%;font-size:13px;display:flex;align-items:center;justify-content:center;font-weight:bold;margin-top:3px}
/* video */
.video{position:relative;padding-top:56.25%;border-radius:var(--radius);overflow:hidden;box-shadow:0 12px 30px rgba(0,0,0,.25);background:#000}
.video iframe,.video .yt-lite{position:absolute;inset:0;width:100%;height:100%;border:0}
.yt-lite{background-size:cover;background-position:center;cursor:pointer;display:block}
.yt-lite:before{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(0,0,0,.55),rgba(0,0,0,.1))}
.yt-lite .play{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:78px;height:54px;background:var(--red);border-radius:14px;display:flex;align-items:center;justify-content:center}
.yt-lite .play:after{content:"";border-style:solid;border-width:12px 0 12px 20px;border-color:transparent transparent transparent #fff;margin-left:4px}
.yt-lite .label{position:absolute;left:16px;bottom:14px;color:#fff;font-weight:bold;font-size:15px}
.tv-band{background:var(--navy);color:#fff}
.tv-band h2{color:#fff}.tv-band p{color:#dfe6f3}
.tv-band .kicker{color:#ff9aa6}
/* reviews */
.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.review{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;display:flex;flex-direction:column;position:relative}
.review:before{content:"\201C";position:absolute;top:-6px;right:18px;font-size:80px;color:#f0d3d7;font-family:Georgia,serif;line-height:1}
.stars{color:#e0a400;letter-spacing:2px;font-size:18px;margin-bottom:8px}
.review blockquote{margin:0 0 16px;font-size:16px;color:var(--ink);flex:1}
.review .who{font-weight:bold;color:var(--navy)}
.review .src{font-size:13px;color:var(--muted)}
.review .src a{color:var(--muted)}
/* forms */
.form-card{background:#fff;border-radius:var(--radius);padding:28px;box-shadow:0 12px 30px rgba(31,58,104,.15);border-top:5px solid var(--red)}
.form-card h3{font-size:22px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form-grid .full{grid-column:1/-1}
label{display:block;font-weight:bold;color:var(--navy);font-size:14.5px;margin-bottom:5px}
input,select,textarea{width:100%;padding:11px 12px;border:1.5px solid #c9d1de;border-radius:6px;font:inherit;font-size:16px;color:var(--ink);background:#fff}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(31,58,104,.15)}
textarea{min-height:110px;resize:vertical}
fieldset{border:0;padding:0;margin:0}
.radio-row{display:flex;gap:18px;flex-wrap:wrap}
.radio-row label{font-weight:normal;color:var(--ink);display:flex;align-items:center;gap:7px;margin:0}
.radio-row input{width:auto}
.form-note{font-size:12.5px;color:var(--muted);margin:10px 0 0}
.form-status{margin-top:12px;font-weight:bold}
.form-status.ok{color:#1d7a3a}.form-status.err{color:var(--red)}
.hp{position:absolute;left:-9999px}
/* contact */
.contact-list{list-style:none;padding:0;margin:0}
.contact-list li{padding:14px 0;border-bottom:1px solid var(--line)}
.contact-list strong{display:block;color:var(--navy);font-size:13px;text-transform:uppercase;letter-spacing:1px}
.contact-list a{font-size:20px;font-weight:bold;text-decoration:none}
/* designations */
.designations{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.designation{display:flex;gap:14px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-left:5px solid var(--red);border-radius:8px;padding:16px}
.designation b{color:var(--navy);display:block}
.designation span{color:var(--muted);font-size:15px}
.marquis{display:flex;gap:22px;align-items:center}
.marquis img{width:120px;flex:none}
/* resources */
.res-list{list-style:none;margin:0;padding:0}
.res-list li{padding:12px 0;border-bottom:1px solid var(--line)}
.res-list a{font-weight:bold}
.res-list span{display:block;color:var(--muted);font-size:15px}
.steps{counter-reset:s;list-style:none;padding:0;margin:0;display:grid;gap:14px}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:8px;padding:16px 16px 16px 64px;position:relative}
.steps li:before{content:counter(s);position:absolute;left:16px;top:16px;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:bold;display:flex;align-items:center;justify-content:center}
.steps b{color:var(--navy)}
.disclaimer{font-size:13.5px;color:var(--muted);background:var(--bg-soft);border-left:4px solid var(--navy);padding:12px 16px;border-radius:6px}
/* CTA band */
.cta-band{background:var(--red);color:#fff;text-align:center}
.cta-band .container{padding-top:44px;padding-bottom:44px}
.cta-band h2{color:#fff;margin-bottom:8px}
.cta-band p{margin:0 0 20px;font-size:18px}
.cta-band .btn{background:#fff;color:var(--red)}
.cta-band .btn:hover{background:var(--navy);color:#fff}
/* footer */
.site-footer{background:var(--navy-dk);color:#c9d3e6;font-size:15px}
.site-footer .container{padding-top:44px;padding-bottom:24px}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:34px}
.site-footer h4{color:#fff;margin:0 0 12px;font-size:16px;text-transform:uppercase;letter-spacing:1px}
.site-footer a{color:#fff}
.site-footer ul{list-style:none;margin:0;padding:0}.site-footer li{margin:6px 0}
.brokerage{background:#fff;color:var(--ink);border-radius:8px;padding:14px 16px;display:flex;gap:14px;align-items:center}
.brokerage img{width:120px;flex:none}
.brokerage p{margin:0;font-size:13.5px;line-height:1.45}
.legal{border-top:1px solid #2c4470;margin-top:30px;padding-top:16px;font-size:12.5px;color:#9fb0cc;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap}
.eho{display:inline-flex;align-items:center;gap:6px}
.draft-banner{background:#fff3cd;color:#6b4e00;text-align:center;font-size:13.5px;padding:6px 10px;border-bottom:1px solid #f0d98a}
/* responsive */
@media (max-width:980px){
 .hero .container,.grid-2{grid-template-columns:1fr}
 .hero-photo{max-width:320px;order:-1}
 .grid-3,.reviews{grid-template-columns:1fr 1fr}
 .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
 body{font-size:16px}
 .nav-toggle{display:block}
 .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;padding:10px 16px 16px;border-bottom:4px solid var(--red);box-shadow:0 10px 20px rgba(0,0,0,.1)}
 .nav.open{display:flex}
 .nav a.btn{margin:6px 0 0;text-align:center}
 .site-header .container{position:relative}
 .brand strong{font-size:18px}.brand img{width:48px;height:48px}
 .hero h1{font-size:32px}.hero p.lead{font-size:17px}
 .hero .container{padding-top:34px;padding-bottom:44px;gap:26px}
 .hero-photo .badge{left:-8px}
 .page-hero h1{font-size:30px}
 h2{font-size:26px}
 section.block{padding:46px 0}
 .grid-3,.reviews,.designations,.footer-grid,.form-grid{grid-template-columns:1fr}
 .topbar .container{justify-content:center;gap:14px}
 .marquis{flex-direction:column;align-items:flex-start}
 .brokerage{flex-direction:column;align-items:flex-start}
}
@media (max-width:760px){
 .hero-photo{max-width:250px}
 .brand span{font-size:11px;letter-spacing:.6px}
}
@media (max-width:760px){.hero-photo .badge{bottom:-16px;left:50%;transform:translateX(-50%);width:max-content;max-width:92%;font-size:13px;padding:8px 12px}.hero .container{gap:34px}}
.rating-badge{display:inline-flex;align-items:center;gap:10px;margin-top:16px;padding:9px 16px;border:1.5px solid var(--line);border-radius:999px;background:#fff;text-decoration:none;color:var(--navy);box-shadow:0 2px 8px rgba(31,58,104,.08)}
.rating-badge:hover{border-color:var(--red);color:var(--navy)}
.rb-score{font-size:22px;font-weight:bold;color:var(--navy)}
.rb-stars{color:#e0a400;letter-spacing:2px}
.rb-text{font-size:14.5px}
.review-cta{background:var(--navy);border-color:var(--navy)}
.review-cta blockquote{color:#fff}
@media (max-width:760px){.rating-badge{flex-wrap:wrap;border-radius:12px}}

/* rating badges row */
.rating-badges{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}
.section-head .rating-badges{margin-top:16px}
.review .type,.review .when{font-weight:normal;color:var(--muted);font-size:14px}
.review .when{margin:2px 0 0}
.reviews-all{grid-template-columns:repeat(2,1fr)}
@media (max-width:760px){.reviews-all{grid-template-columns:1fr}}

/* gallery */
.gallery-filters{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 22px}
.gfilter{background:#fff;border:2px solid var(--navy);color:var(--navy);font-weight:bold;padding:8px 16px;border-radius:999px;cursor:pointer;font-family:inherit;font-size:14.5px}
.gfilter:hover{border-color:var(--red);color:var(--red)}
.gfilter.is-active{background:var(--navy);color:#fff;border-color:var(--navy)}
.gfilter:focus-visible{outline:3px solid var(--red);outline-offset:2px}
.gallery-item.is-hidden{display:none}

.gallery-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.gallery-preview{grid-template-columns:repeat(4,1fr)}
.gallery-item{position:relative;display:block;overflow:hidden;border-radius:var(--radius);background:var(--bg-soft);aspect-ratio:3/4;box-shadow:0 2px 10px rgba(31,58,104,.08)}
.gallery-item img{width:100%;height:100%;object-fit:cover;transition:transform .35s ease}
.gallery-item:hover img,.gallery-item:focus img{transform:scale(1.04)}
.gallery-item:focus{outline:3px solid var(--red);outline-offset:2px}

/* lightbox */
.lightbox{position:fixed;inset:0;background:rgba(15,24,42,.92);z-index:200;display:flex;align-items:center;justify-content:center;padding:24px 16px 72px;opacity:0;pointer-events:none;transition:opacity .2s ease}
.lightbox.open{opacity:1;pointer-events:auto}
.lightbox-inner{position:relative;max-width:min(1100px,100%);max-height:100%;display:flex;flex-direction:column;align-items:center}
.lightbox-inner img{max-width:100%;max-height:calc(100vh - 140px);width:auto;height:auto;object-fit:contain;border-radius:8px;box-shadow:0 18px 50px rgba(0,0,0,.45);background:#111}
.lightbox-caption{color:#fff;text-align:center;margin-top:12px;font-size:15px;max-width:40em}
.lightbox-count{display:block;color:#c9d3e6;font-size:13px;margin-top:4px}
.lightbox-btn{position:absolute;background:rgba(255,255,255,.12);color:#fff;border:0;border-radius:50%;width:46px;height:46px;font-size:28px;line-height:1;cursor:pointer;display:flex;align-items:center;justify-content:center;font-family:inherit}
.lightbox-btn:hover,.lightbox-btn:focus{background:var(--red);outline:none}
.lightbox-close{top:-8px;right:-8px;position:fixed;top:16px;right:16px;z-index:201;font-size:32px}
.lightbox-prev,.lightbox-next{top:50%;transform:translateY(-50%);position:fixed}
.lightbox-prev{left:12px}
.lightbox-next{right:12px}
body.lightbox-on{overflow:hidden}
@media (max-width:980px){
  .gallery-grid,.gallery-preview{grid-template-columns:repeat(3,1fr)}
}
@media (max-width:760px){
  .gallery-grid,.gallery-preview{grid-template-columns:repeat(2,1fr);gap:8px}
  .lightbox{padding:56px 8px 80px}
  .lightbox-prev,.lightbox-next{width:40px;height:40px;font-size:24px}
}
@media (max-width:1100px) and (min-width:761px){
  .nav a{padding:9px 8px;font-size:14.5px}
}
@media (max-width:900px){
  .nav-toggle{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;padding:10px 16px 16px;border-bottom:4px solid var(--red);box-shadow:0 10px 20px rgba(0,0,0,.1)}
  .nav.open{display:flex}
  .nav a.btn{margin:6px 0 0;text-align:center}
  .site-header .container{position:relative}
}